Previous savings rates
Intelligent Finance isaver
-
Cash ISA Accounts opened between
Balance
Annual interest - Gross/AER
Monthly interest - Gross/AER
Accounts opened between
22/08/23 - 28/10/24
Balance
£1+
Annual interest - Gross/AER
1.55%
Monthly interest - Gross/AER
1.54% / 1.55%
Accounts opened between
20/07/23 - 21/08/23
Balance
£1+
Annual interest - Gross/AER
1.35%
Monthly interest - Gross/AER
1.34% / 1.35%
Accounts opened between
31/05/23 - 19/07/23
Balance
£1+
Annual interest - Gross/AER
1.05%
Monthly interest - Gross/AER
1.04% / 1.05%
Accounts opened between
27/04/23 - 30/05/23
Balance
£1+
Annual interest - Gross/AER
0.95%
Monthly interest - Gross/AER
0.95%
Accounts opened between
24/02/23 - 26/04/23
Balance
£1+
Annual interest - Gross/AER
0.75%
Monthly interest - Gross/AER
0.75%
Accounts opened between
01/02/23 - 23/02/23
Balance
£1+
Annual interest - Gross/AER
0.65%
Monthly interest - Gross/AER
0.65%
Accounts opened between
29/11/22 – 31/01/23
Balance
£1+
Annual interest - Gross/AER
0.50%
Monthly interest - Gross/AER
0.50%
Accounts opened between
14/09/22 – 28/11/22
Balance
£1+
Annual interest - Gross/AER
0.40%
Monthly interest - Gross/AER
0.40%
Accounts opened between
14/06/22 - 13/09/22
Balance
£1+
Annual interest - Gross/AER
0.20%
Monthly interest - Gross/AER
0.20%
Accounts opened between
12/04/22 - 13/06/22
Balance
£1+
Annual interest - Gross/AER
0.10%
Monthly interest - Gross/AER
0.10%
Accounts opened between
14/07/20 - 11/04/22
Balance
£1+
Annual interest - Gross/AER
0.01%
Monthly interest - Gross/AER
0.01%
Accounts opened between
17/02/20 - 13/07/20
Balance
£1+
Annual interest - Gross/AER
0.10%
Monthly interest - Gross/AER
0.10%
Accounts opened between
08/12/16 - 16/02/20
Balance
£1+
Annual interest - Gross/AER
0.25%
Monthly interest - Gross/AER
0.25%
Accounts opened between
13/10/15 - 07/12/16
Balance
£1+
Annual interest - Gross/AER
0.50%
Monthly interest - Gross/AER
0.50%
Accounts opened between
13/10/14 - 12/10/15
Balance
£1+
Annual interest - Gross/AER
0.70%
Monthly interest - Gross/AER
0.70%
Accounts opened between
24/03/14 -12/10/14
Balance
£1+
Annual interest - Gross/AER
0.95%
Monthly interest - Gross/AER
0.95%
Accounts opened between
09/07/13 - 23/03/14
Balance
£1+
Annual interest - Gross/AER
1.20%
Monthly interest - Gross/AER
1.19%
Accounts opened between
09/02/13 - 08/07/13
Balance
£1+
Annual interest - Gross/AER
1.80%
Monthly interest - Gross/AER
1.79%
Accounts opened between
03/10/09 - 08/02/13
Balance
£1+
Annual interest - Gross/AER
2.49%
Monthly interest - Gross/AER
2.46%
Accounts opened between
13/06/09 - 02/10/09
Balance
£1+
Annual interest - Gross/AER
2.85%
Monthly interest - Gross/AER
2.81%
Accounts opened between
02/04/09 - 12/06/09
Balance
£1+
Annual interest - Gross/AER
1.75%
Monthly interest - Gross/AER
1.74%
Accounts opened between
02/03/09 - 01/04/09
Balance
£1+
Annual interest - Gross/AER
2.25%
Monthly interest - Gross/AER
2.23%
Accounts opened between
02/02/09 - 01/03/09
Balance
£1+
Annual interest - Gross/AER
2.75%
Monthly interest - Gross/AER
2.72%
Accounts opened between
02/01/09 - 01/02/09
Balance
£1+
Annual interest - Gross/AER
3.25%
Monthly interest - Gross/AER
3.20%
Accounts opened between
02/12/08 - 01/01/09
Balance
£1+
Annual interest - Gross/AER
4.25%
Monthly interest - Gross/AER
4.17%
Accounts opened between
02/11/08 - 01/12/08
Balance
£1+
Annual interest - Gross/AER
5.90%
Monthly interest - Gross/AER
5.75%
Accounts opened between
30/04/08 - 01/11/08
Balance
£1+
Annual interest - Gross/AER
6.40%
Monthly interest - Gross/AER
6.22%
Direct Access Savings
-
Direct Access Savings Accounts opened between
Balance
Annual interest - Gross/AER
Monthly interest - Gross/AER
Accounts opened between
22/08/23 - 28/10/24
Balance
£1+
Annual interest - Gross/AER
1.55%
Monthly interest - Gross/AER
1.54% / 1.55%
Accounts opened between
20/07/23 - 21/08/23
Balance
£1+
Annual interest - Gross/AER
1.35%
Monthly interest - Gross/AER
1.34% / 1.35%
Accounts opened between
31/05/23 - 19/07/23
Balance
£1+
Annual interest - Gross/AER
1.05%
Monthly interest - Gross/AER
1.04% / 1.05%
Accounts opened between
27/04/23 - 30/05/23
Balance
£1+
Annual interest - Gross/AER
0.95%
Monthly interest - Gross/AER
0.95%
Accounts opened between
24/02/23 - 26/04/23
Balance
£1+
Annual interest - Gross/AER
0.75%
Monthly interest - Gross/AER
0.75%
Accounts opened between
01/02/23 - 23/02/23
Balance
£1+
Annual interest - Gross/AER
0.65%
Monthly interest - Gross/AER
0.65%
Accounts opened between
29/11/22 – 31/01/23
Balance
£1+
Annual interest - Gross/AER
0.50%
Monthly interest - Gross/AER
0.50%
Accounts opened between
14/09/22 – 28/11/22
Balance
£1+
Annual interest - Gross/AER
0.40%
Monthly interest - Gross/AER
0.40%
Accounts opened between
14/06/22 - 13/09/22
Balance
£1+
Annual interest - Gross/AER
0.20%
Monthly interest - Gross/AER
0.20%
Accounts opened between
12/04/22 - 13/06/22
Balance
£1+
Annual interest - Gross/AER
0.10%
Monthly interest - Gross/AER
0.10%
Accounts opened between
14/07/20 - 11/04/22
Balance
£1+
Annual interest - Gross/AER
0.01%
Monthly interest - Gross/AER
0.01%
Accounts opened between
17/02/20 - 13/07/20
Balance
£1+
Annual interest - Gross/AER
0.10%
Monthly interest - Gross/AER
0.10%
Accounts opened between
08/12/16 - 16/02/20
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
13/10/15 - 07/12/16
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
13/10/14 - 12/10/15
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.04%
Accounts opened between
24/03/14 -12/10/14
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
09/07/13 - 23/03/14
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
09/02/13 - 08/07/13
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
03/10/09 - 08/02/13
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
13/06/09 - 02/10/09
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
02/04/09 - 12/06/09
Balance
£1+
Annual interest - Gross/AER
0.05%
Monthly interest - Gross/AER
0.05%
Accounts opened between
02/03/09 - 01/04/09
Balance
£1+
Annual interest - Gross/AER
0.40%
Monthly interest - Gross/AER
0.40%
Accounts opened between
02/02/09 - 01/03/09
Balance
£1+
Annual interest - Gross/AER
0.90%
Monthly interest - Gross/AER
0.90%
Accounts opened between
02/01/09 - 01/02/09
Balance
£1+
Annual interest - Gross/AER
1.40%
Monthly interest - Gross/AER
1.39%
Accounts opened between
02/12/08 - 01/01/09
Balance
£1+
Annual interest - Gross/AER
2.40%
Monthly interest - Gross/AER
2.37%
Accounts opened between
02/11/08 - 01/12/08
Balance
£1+
Annual interest - Gross/AER
3.90%
Monthly interest - Gross/AER
3.83%
Accounts opened between
30/04/08 - 01/11/08
Balance
£1+
Annual interest - Gross/AER
4.55%
Monthly interest - Gross/AER
4.46%
Accounts opened between
01/03/08 - 29/04/08
Balance
£1+
Annual interest - Gross/AER
4.80%
Monthly interest - Gross/AER
4.70%
Accounts opened between
31/12/07 - 01/03/08
Balance
£1+
Annual interest - Gross/AER
5.05%
Monthly interest - Gross/AER
4.94%
Accounts opened between
11/07/07 - 30/12/07
Balance
£1+
Annual interest - Gross/AER
5.30%
Monthly interest - Gross/AER
5.18%
Accounts opened between
12/05/07 - 10/07/07
Balance
£1+
Annual interest - Gross/AER
5.30%
Monthly interest - Gross/AER
5.18%
Accounts opened between
28/01/07 - 11/05/07
Balance
£1+
Annual interest - Gross/AER
5.05%
Monthly interest - Gross/AER
4.94%
Accounts opened between
11/11/06 - 27/01/07
Balance
£1+
Annual interest - Gross/AER
4.80%
Monthly interest - Gross/AER
4.70%
Accounts opened between
27/08/06 - 10/11/06
Balance
£1+
Annual interest - Gross/AER
4.55%
Monthly interest - Gross/AER
4.46%
Accounts opened between
31/03/06 - 26/08/06
Balance
£1+
Annual interest - Gross/AER
4.40%
Monthly interest - Gross/AER
4.31%
Accounts opened between
05/09/05 - 30/03/06
Balance
£1+
Annual interest - Gross/AER
4.50%
Monthly interest - Gross/AER
4.41%
Accounts opened between
31/01/05 - 04/09/05
Balance
£1+
Annual interest - Gross/AER
4.75%
Monthly interest - Gross/AER
4.65%
Accounts opened between
20/08/04 - 30/01/05
Balance
£1+
Annual interest - Gross/AER
4.75%
Monthly interest - Gross/AER
4.65%
Accounts opened between
25/06/04 - 19/08/04
Balance
£1+
Annual interest - Gross/AER
4.50%
Monthly interest - Gross/AER
4.41%
Accounts opened between
20/02/04 - 24/06/04
Balance
£1+
Annual interest - Gross/AER
4.25%
Monthly interest - Gross/AER
4.17%
Accounts opened between
28/11/03 - 19/02/04
Balance
£1+
Annual interest - Gross/AER
4.00%
Monthly interest - Gross/AER
3.93%
Accounts opened between
05/08/03 - 27/11/03
Balance
£1+
Annual interest - Gross/AER
3.55%
Monthly interest - Gross/AER
3.49%
Accounts opened between
15/03/03 - 04/08/03
Balance
£1+
Annual interest - Gross/AER
3.70%
Monthly interest - Gross/AER
3.64%
Accounts opened between
01/03/03 - 14/03/03
Balance
£1+
Annual interest - Gross/AER
3.7%
Monthly interest - Gross/AER
3.64%
Accounts opened between
04/08/02 - 28/02/03
Balance
£1+
Annual interest - Gross/AER
3.80%
Monthly interest - Gross/AER
3.74%
Accounts opened between
03/03/02 - 03/08/02
Balance
£1+
Annual interest - Gross/AER
4.01%
Monthly interest - Gross/AER
3.94%
Accounts opened between
05/12/01 - 02/03/02
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
4.05%
4.05%
4.05%
4.10%
4.10%
4.15%Monthly interest - Gross/AER
3.98%
3.98%
3.98%
4.02%
4.02%
4.07%Accounts opened between
13/11/01 - 04/12/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
4.55%
4.55%
4.55%
4.60%
4.60%
4.65%Monthly interest - Gross/AER
4.46%
4.46%
4.46%
4.51%
4.51%
4.55%Accounts opened between
17/10/01 - 13/11/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
4.76%
4.76%
4.80%
4.85%
4.90%
4.96%Monthly interest - Gross/AER
4.66%
4.66%
4.70%
4.75%
4.79%
4.85%Accounts opened between
06/09/01 - 16/10/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
5.01%
5.01%
5.05%
5.15%
5.20%
5.30%Monthly interest - Gross/AER
4.90%
4.90%
4.94%
5.03%
5.08%
5.18%Accounts opened between
07/08/01 - 05/09/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
5.26%
5.26%
5.30%
5.40%
5.50%
5.60%Monthly interest - Gross/AER
5.14%
5.14%
5.18%
5.27%
5.37%
5.46%Accounts opened between
05/06/01 - 06/08/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
5.50%
5.50%
5.60%
5.70%
5.85%
6.00%Monthly interest - Gross/AER
5.37%
5.37%
5.46%
5.56%
5.70%
5.84%Accounts opened between
01/05/01 - 04/06/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
5.75%
5.75%
5.85%
5.95%
6.10%
6.25%Monthly interest - Gross/AER
5.60%
5.60%
5.70%
5.79%
5.94%
6.08%Accounts opened between
16/01/01 - 30/04/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
6.00%
6.00%
6.10%
6.20%
6.35%
6.50%Monthly interest - Gross/AER
5.84%
5.84%
5.94%
6.03%
6.17%
6.31%Accounts opened between
29/09/00 - 15/01/01
Balance
£1 - £999
£1,000 - £9,999
£10,000 - £24,999
£25,000 - £49,999
£50,000 - £99,999
£100k +Annual interest - Gross/AER
5.00%
5.65%
5.75%
5.85%
6.00%
6.25%Monthly interest - Gross/AER
4.89%
5.51%
5.60%
5.70%
5.84%
6.08%
Cash ISA
-
Cash ISA Accounts opened between
Balance
Annual interest - Tax-free**/AER
Monthly interest - Tax-free**/AER
Accounts opened between
06/09/24 – 11/12/24
Balance
£1+
Annual interest - Tax-free**/AER
1.45%
Monthly interest - Tax-free**/AER
1.44% / 1.45%
Accounts opened between
22/08/23 - 05/09/24
Balance
£1+
Annual interest - Tax-free**/AER
1.55%
Monthly interest - Tax-free**/AER
1.54% / 1.55%
Accounts opened between
20/07/23 - 21/08/23
Balance
£1+
Annual interest - Tax-free**/AER
1.35%
Monthly interest - Tax-free**/AER
1.34% / 1.35%
Accounts opened between
31/05/23 - 19/07/23
Balance
£1+
Annual interest - Tax-free**/AER
1.05%
Monthly interest - Tax-free**/AER
1.04% / 1.05%
Accounts opened between
27/04/23 - 30/05/23
Balance
£1+
Annual interest - Tax-free**/AER
0.95%
Monthly interest - Tax-free**/AER
0.95%
Accounts opened between
24/02/23 - 26/04/23
Balance
£1+
Annual interest - Tax-free**/AER
0.75%
Monthly interest - Tax-free**/AER
0.75%
Accounts opened between
01/02/23 - 23/02/23
Balance
£1+
Annual interest - Tax-free**/AER
0.65%
Monthly interest - Tax-free**/AER
0.65%
Accounts opened between
29/11/22 – 31/01/23
Balance
£1+
Annual interest - Tax-free**/AER
0.50%
Monthly interest - Tax-free**/AER
0.50%
Accounts opened between
14/09/22 – 28/11/22
Balance
£1+
Annual interest - Tax-free**/AER
0.40%
Monthly interest - Tax-free**/AER
0.40%
Accounts opened between
14/06/22 - 13/09/22
Balance
£1+
Annual interest - Tax-free**/AER
0.20%
Monthly interest - Tax-free**/AER
0.20%
Accounts opened between
12/04/22 - 13/06/22
Balance
£1+
Annual interest - Tax-free**/AER
0.10%
Monthly interest - Tax-free**/AER
0.10%
Accounts opened between
16/09/21 - 11/04/22
Balance
£1+
Annual interest - Tax-free**/AER
0.01%
Monthly interest - Tax-free**/AER
0.01%
Accounts opened between
14/07/2020 - 15/09/21
Balance
£1+
Annual interest - Tax-free**/AER
0.05%
Monthly interest - Tax-free**/AER
0.05%
Accounts opened between
17/02/20 - 13/07/20
Balance
£1+
Annual interest - Tax-free**/AER
0.10%
Monthly interest - Tax-free**/AER
0.10%
Accounts opened between
08/12/16 - 16/02/20
Balance
£1+
Annual interest - Tax-free**/AER
0.40%
Monthly interest - Tax-free**/AER
0.40%
Accounts opened between
13/10/15 - 07/12/16
Balance
£1+
Annual interest - Tax-free**/AER
0.65%
Monthly interest - Tax-free**/AER
0.65%
Accounts opened between
13/10/14 - 12/10/15
Balance
£1+
Annual interest - Tax-free**/AER
0.71%
Monthly interest - Tax-free**/AER
0.71%
Accounts opened between
24/03/14 - 12/10/14
Balance
£1+
Annual interest - Tax-free**/AER
0.96%
Monthly interest - Tax-free**/AER
0.96%
Accounts opened between
09/07/13 - 23/03/14
Balance
£1+
Annual interest - Tax-free**/AER
1.21%
Monthly interest - Tax-free**/AER
1.21%
Accounts opened between
09/02/13 - 08/07/13
Balance
£1+
Annual interest - Tax-free**/AER
1.81%
Monthly interest - Tax-free**/AER
1.80%
Accounts opened between
03/10/09 - 08/02/13
Balance
£1+
Annual interest - Tax-free**/AER
2.50%
Monthly interest - Tax-free**/AER
2.47%
Accounts opened between
13/06/09 - 02/10/09
Balance
£1+
Annual interest - Tax-free**/AER
2.75%
Monthly interest - Tax-free**/AER
2.72%
Accounts opened between
02/04/09 - 12/06/09
Balance
£1+
Annual interest - Tax-free**/AER
0.60%
Monthly interest - Tax-free**/AER
0.60%
Accounts opened between
02/03/09 - 01/04/09
Balance
£1+
Annual interest - Tax-free**/AER
1.10%
Monthly interest - Tax-free**/AER
1.09%
Accounts opened between
02/02/09 - 01/03/09
Balance
£1+
Annual interest - Tax-free**/AER
1.60%
Monthly interest - Tax-free**/AER
1.59%
Accounts opened between
02/01/09 - 01/02/09
Balance
£1+
Annual interest - Tax-free**/AER
2.10%
Monthly interest - Tax-free**/AER
2.08%
Accounts opened between
02/12/08 - 01/01/09
Balance
£1+
Annual interest - Tax-free**/AER
3.10%
Monthly interest - Tax-free**/AER
3.06%
Accounts opened between
02/11/08 - 01/12/08
Balance
£1+
Annual interest - Tax-free**/AER
4.60%
Monthly interest - Tax-free**/AER
4.51%
Accounts opened between
30/04/08 - 01/11/08
Balance
£1+
Annual interest - Tax-free**/AER
5.10%
Monthly interest - Tax-free**/AER
4.98%
Accounts opened between
01/03/08 - 29/04/08
Balance
£1+
Annual interest - Tax-free**/AER
5.35%
Monthly interest - Tax-free**/AER
5.22%
Accounts opened between
31/12/07 - 01/03/08
Balance
£1+
Annual interest - Tax-free**/AER
5.60%
Monthly interest - Tax-free**/AER
5.46%
Accounts opened between
11/07/07 - 30/12/07
Balance
£1+
Annual interest - Tax-free**/AER
5.85%
Monthly interest - Tax-free**/AER
5.70%
Accounts opened between
12/05/07 - 10/07/07
Balance
£1+
Annual interest - Tax-free**/AER
5.60%
Monthly interest - Tax-free**/AER
5.46%
Accounts opened between
28/01/07 - 11/05/07
Balance
£1+
Annual interest - Tax-free**/AER
5.35%
Monthly interest - Tax-free**/AER
5.22%
Accounts opened between
11/11/06 - 27/01/07
Balance
£1+
Annual interest - Tax-free**/AER
5.1%
Monthly interest - Tax-free**/AER
4.98%
Accounts opened between
27/08/06 - 10/11/06
Balance
£1+
Annual interest - Tax-free**/AER
4.85%
Monthly interest - Tax-free**/AER
4.75%
Accounts opened between
31/03/06 - 26/08/06
Balance
£1+
Annual interest - Tax-free**/AER
4.55%
Monthly interest - Tax-free**/AER
4.56%
Accounts opened between
05/09/05 - 30/03/06
Balance
£1+
Annual interest - Tax-free**/AER
4.55%
Monthly interest - Tax-free**/AER
4.46%
Accounts opened between
31/01/05 - 04/09/05
Balance
£1+
Annual interest - Tax-free**/AER
5.00%
Monthly interest - Tax-free**/AER
4.89%
Accounts opened between
20/08/04 - 30/01/05
Balance
£1+
Annual interest - Tax-free**/AER
5.10%
Monthly interest - Tax-free**/AER
4.98%
Accounts opened between
25/06/04 - 19/08/04
Balance
£1+
Annual interest - Tax-free**/AER
4.85%
Monthly interest - Tax-free**/AER
4.75%
Accounts opened between
20/02/04 - 24/06/04
Balance
£1+
Annual interest - Tax-free**/AER
4.60%
Monthly interest - Tax-free**/AER
4.51%
Accounts opened between
28/11/03 - 19/02/04
Balance
£1+
Annual interest - Tax-free**/AER
4.35%
Monthly interest - Tax-free**/AER
4.27%
Accounts opened between
05/08/03 - 27/11/03
Balance
£1+
Annual interest - Tax-free**/AER
3.90%
Monthly interest - Tax-free**/AER
3.83%
Accounts opened between
15/03/03 - 04/08/03
Balance
£1+
Annual interest - Tax-free**/AER
4.05%
Monthly interest - Tax-free**/AER
3.98%
Tax-free** - Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.
For more definitions, see our glossary.
From 6th April 2016, Cash ISAs replaced Mini Cash ISAs.