Cancel your interest only payment arrangement

We just need a few details so we can process your request. It should only take a few minutes.

Before you start

We’ll ask for your mortgage plan number, so make sure you’ve got it to hand. You can find this in Online Banking or any letters or statements we’ve sent you about your mortgage.

You can only ask to make interest only payments once

Once you cancel your agreement, you can’t ask to do it again, even if you’ve not made any interest only payments yet. You could make overpayments to your mortgage instead of cancelling, if you think you can pay more every month.

When will my payments take effect?

We’ll contact you to confirm your new monthly payment amount and when they’ll start.

If your mortgage payment is due in the next 10 days, we may not have enough time to update the amount you’re expected to pay. This means you’ll pay the reduced amount, and your new monthly payment amount will start the following month. You can find your next payment date in Online Banking or your mortgage statement.

About you

Your first name

Your last name

Contact number If this is a mobile number, it should start 07 – do not use the international code (e.g. +44)

Your mortgage plan number You can find this in Online Banking or any letters or statements we've sent you about your mortgage.

Your postcode

Before you submit this form, please confirm:

You and anyone else named on the mortgage want to cancel the interest only payment arrangement and understand once you cancel the agreement, you can’t ask to do it again, even if you’ve not made any interest only payments yet.

There’s no need to call us

We’ll write to you and anyone else named on the mortgage at the address we have on our records, to confirm your new monthly payment amount and when they’ll start.

Please don’t change your current payment amount until we’ve confirmed we’ve cancelled your interest only payments.

If you pay by Direct Debit:
We’ll change it automatically for you.

If you pay any other way:
You’ll need to change your payment instruction - we’ll let you know how much your new payments will be and the date they’ll start.

How we process your personal information

Your personal information will be held by Intelligent Finance, which is part of Lloyds Banking Group. More information on the Group can be found at www.lloydsbankinggroup.com. It’s important you understand how the personal information you give us will be used. Therefore, we strongly advise you read our full privacy notice, or you can ask us for a copy. If you have any questions or require more information about how we use your personal information, please contact us.

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