Savings

Information for our existing savings customers.

Keep in mind that we no longer offer savings accounts to new customers. If you're an existing customer and need support with your savings jar, please contact us.

Helping you understand the Base Rate Change

On 3 Aug 2023, the Bank of England announced an increase in the Bank of England Base Rate from 5.00% to 5.25%.

Any interest rate changes will be shown on this page.

About the Base Rate

Help and guidance

From bereavement to sending money abroad, you can view our full list of help and guidance topics on our hub.

More help and guidance

Online Banking

Log in to view your savings account balance and more.

Log in

Compare our range of savings accounts

Cash ISA

  • 1.55% tax-free/AER variable interest
  • Easy access cash ISA
  • Manage online or by phone
  • Tax-free interest paid annually
  • You can save up to £20,000 in the current tax year*
Cash ISA

Intelligent Finance isaver

  • 1.55% gross/AER variable interest
  • Easy access savings account
  • Online only
  • Interest paid monthly or annually
Intelligent Finance isaver

Direct Access Savings

  • 1.55% gross/AER variable interest
  • Easy access savings account
  • Manage online or by phone
  • Interest paid monthly or annually
Direct Access Savings

*This allowance is inclusive of any amount invested in a stocks and shares ISA, an innovative finance ISA or a lifetime ISA in the same tax year.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

For more definitions, see our glossary.

Financial Services Compensation Scheme

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