Telephone banking

0345 609 4343

Skip Breadcrumb TrailHome > Savings

Intelligent Finance no longer offers new savings products

Cash ISA
  • Interest Rate - 0.40% tax-free/AER variable
  • Variable, easy access product
  • Operated online or by phone
  • Interest paid annually and tax free
  • From 6th April 2016 you can save up to £15,240 in tax year 2016/2017*
Intelligent Finance isaver - online only
  • Interest Rate - 0.25% gross/AER variable
  • Variable, easy access product
  • Operated online
  • Interest paid monthly or annually
Direct Access Savings
  • Interest Rate - 0.05% gross/AER variable
  • Variable, easy access product
  • Operated online or by phone
  • Interest paid monthly or annually

*This allowance is inclusive of any amount invested in a stocks and shares ISA or an innovative finance ISA in the same tax year.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Need help?

Question mark icon
Already an Intelligent Finance customer?

You can apply for savings online. Just register for online banking first, then log in and select "Enhance Plan".

Information icon
Application Checklist