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Cash ISA
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If you're looking for simple tax-free savings with easy access to your money by telephone or online then our Cash ISA could be for you. Interest rate 2.50% AER/tax-free*.
The closing time for applications for an Intelligent Finance Cash ISA for the 2009/10 tax year is midnight on the 21st March 2010. You must then return your application documents to us by 29th March 2010, otherwise we will not be able to complete your application for the current tax year (2009/10).
You'll be able to apply for an Intelligent Finance Cash ISA for the 2010/11 tax year from 6th April 2010.
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Please read our important information and view the product summary boxes.
Our Cash ISAs give you lots of great benefits, including:
- Save up to £3,600 each tax year - from 6th October 2009, if you were born on or before 5th April 1960, you'll be allowed to pay a maximum of £5,100 to your Cash ISA this tax year. All other ISA customers will be eligible for the higher limit from 6th April 2010.**
- A simple, straightforward product
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View your balance and move money with our easy to use
online banking
service
- Easy access to your money without any penalties or restrictions
- Deposit using your debit card, funds cleared instantly
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Transfer existing ISAs using our simple transfer service
- If you are an existing offset mortgage customer, you can offset any of our savings products against your mortgage.
Do consider if:
- you're looking for tax-free savings
- you want to bank online or over the phone.
Don't consider if:
- You've already made a deposit to another Cash ISA in this tax year, unless you are transferring your ISA to Intelligent Finance.
*Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
** Once you've used your annual allowance for a single tax year, your limit will be exhausted, regardless of how much money you have in your Cash ISA at the time
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