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Existing Customers

Terms and Conditions Mailing and Frequently Asked Questions

We recently wrote to you about changes to Intelligent Finance Terms and Conditions and included some important information for savings and current account customers.



 

Online banking changes

We've some important changes to tell you about, if you use your online banking service to set up payment instructions and pay bills online.



 

Online Statements

Say goodbye to paper statements and say hello to easy online banking.



 

Repaying your mortgage

With a mortgage you have to repay the capital (the amount you borrow) and, until it's repaid, pay interest on the loan outstanding. You can do this in one of three ways:
interest-only, repayment and part interest-only.



 

Further Borrowing

Whatever your plans, you can release some of the money tied up in your home over a term that suits you.

Please note that from 11th April 2014 you will no longer be able to apply for additional borrowing by way of a further advance.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


 

About Offsetting

If you've already got an Intelligent Finance mortgage, but you're not actively offsetting, why not take the next step and see how much better off you could be by offsetting?



 

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